Health Savings Accounts

Infinisource leads the way with an innovative solution for Health Savings Accounts (HSAs). When employers incorporate the Infinisource HSA into their plan offering they do more than just provide employees with an HSA that supports Consumer Driven Health Care (CDHC).

The Infinisource HSA is a full featured spending and savings account with limited cash requirements and automatic roll over into market driven mutual fund investment elections. In addition, the Infinisource HSA may be offered under a cafeteria plan to save tax dollars for both the employer and employees.

With more than 3 million people slated for enrollment in account-based Consumer Driven Health Care plans in 2006, HSAs paired with qualified high deductible health plans are a hot topic among U.S. employers. But adding the typical HSA available today doesn’t even begin to leverage the potential of this Consumer Driven Health Care vehicle. The way an Infinisource HSA is designed is what sets us apart.

A truly effective HSA should meet several objectives:

• Afford employers a viable way to adopt money-saving high deductible health plans.
• Open up more choices for employers, and therefore more negotiating power, when choosing which health plans to offer employees.
• Create better health care consumers through participants’ hands-on management of health care spending.
• Establish HSAs with the potential for a higher rate of return based upon mutual fund investment.
• Open opportunities for participants to take a more proactive approach to planning for future health care needs.